Getting your own credit card is great - it helps to take
control of your finances, save money, and build your credit
rating. But when getting your first credit you must consider
these items:
Never Pay a Fee: You should never pay an annual
fee unless you are looking for unique advantages like frequent
flyer miles.
Low APR: a lower APR means that if you don't pay
your bill in full you won't be charged astronomical fees
Discover®
Student Card · You don't pay a membership fee like some
of those other cards. · Offers one of the most competitive rates
to students. · Pays you 2% back for purchases
you make with the card! · You are not responsible for unauthorized
charges on your card. · You can call 1-800-DISCOVER (1-800-347-2683)
toll-free anytime day or night. · ATM Cash Locator let's you find cash
anywhere! Get
the Discover® Student Card!
Blue
from American Express · No annual fee · Low six-month intro APR of 8.9% After
six months, APR of Prime + 7.99% · Pay over time—you can pay for your purchases
in full or carry a balance · A built-in Smart Chip—a mini-microprocessor
that ensures only you can use your it online · Money-saving Student Offers w/ valuable
discounts at your favorite online and local stores · FREE 24-hour online access to your Card
account— ability to check and pay your bill online · Customer Service 24 hours, 7 days a week—just
call 1-888-BLUE-741 (1-888-258-3741). Get
Blue
from American Express
